• 6 May 2025

  • Custy

  • 6 May 2025

  • Custy

Gain reliability and flexibility with Custy’s actuarial engine

Welcome to our blog. In this article, we explore the actuarial engine developed by Custy, a central element of our approach to modeling and innovation.

In a world where precision, speed and adaptability are essential, Custy offers a solution that meets today’s challenges: a new-generation actuarial and pricing engine. Gone are the days of obsolete IT tools and tedious calculations. Discover how this innovation is transforming risk management in the insurance industry.

The Custy engine is based on an innovative actuarial approach based on the difference in commitment. This method enables more accurate, rapid and reliable calculations for both existing products and new contracts.

Thanks to its advanced functions, the actuarial engine enables :

– Calculation of reserves, whether at individual level or for an entire portfolio

– Precise contract pricing, tailored to each profile

– Management of all contractual changes, without loss of performance

– Simple API integration with any police management system.

The “segmentation” mode lets you create distinct risk profiles by characterizing your data. This approach offers unrivalled flexibility to refine calculations and better meet your customers’ specific needs.

Thanks to this segmentation, you benefit from :

Customized calculation scenarios

Better risk modeling;

More relevant pricing decisions.

Accuracy: Thanks to the difference-in-commitment method, actuarial calculations become more accurate and reliable. This approach considerably reduces discrepancies between estimates and actual results, while ensuring consistency between technical, financial and contractual data. You gain confidence in your projections and robustness in your reporting.

Flexibility: With an advanced segmentation system and accessible parameterization, the engine adapts to your business rules, products and specific needs. You can create customized scenarios, test new models or adjust your assumptions in real time, without depending on IT. It’s quick to learn, even for non-technical teams.

Performance: The engine automates key processes, eliminating re-keying and drastically reducing calculation times, even for large portfolios. You benefit from optimal responsiveness for simulations, reserve calculations or rate adjustments, while guaranteeing the conformity and traceability of every operation.

Seamless integration: connect the engine to your information system with ease, thanks to a modern, well-documented API. Whether you’re using in-house software, an ERP package or a cloud platform, integration is frictionless, so you can go live quickly and securely.

By adopting Custy’s actuarial engine, you’ll be setting a new standard in performance and business intelligence. Whether you’re an insurer, broker or portfolio manager, you’ll have a powerful tool at your disposal to optimize your pricing, calculate your reserves and manage contract evolution with ease.

📞 Contact us today for a personalized demonstration.

👉 To find out more, visit our website: 🔗 our solutions 🔗

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